![]() ![]() This is different from black cab cover, or public hire insurance, which covers taxis that can be hailed anywhere. Uber drivers need to make sure they have adequate Uber taxi insurance in place. Public liability insurance covers Uber drivers if a passenger or other member of the public is hurt, or their property damaged whilst using your Uber cab.įor example, if your Uber passenger hurts themselves whilst closing the car door, or their luggage is damaged whilst in the boot, public liability insurance would protect you in the event of a claim. Fully comprehensive – this is the most comprehensive insurance policy on offer for Uber drivers.īecause of the risks involved in driving members of the public, Uber drivers also need to take out public liability cover.Third-party, fire and theft – as above, this policy covers you for any third-party damage, as well as costs if your vehicle is damaged in a fire, or is stolen.Third-party – this covers you for damage or costs for third-party vehicles only.When insuring your car to drive for Uber, you can still choose from three main levels of insurance cover. ![]() Your policy will need to specifically cover using your own car for hire or reward, as Uber considers itself to be a Transportation Network Company and not a taxi firm. Uber insurance cover is not the same as personal use vehicle insurance cover. What should be included in a private hire insurance Uber cover? If you are involved in an accident, or your vehicle is damaged whilst driving for Uber, a regular insurance policy for private use would not cover costs. While Uber does not claim to be a taxi firm, anyone carrying fare-paying passengers must have cleared this with their insurance company first. Navigating Uber driver insurance requirements can be confusing, as drivers are considered to be independent contractors. However, as Uber are not actually classed as a private hire taxi company, it’s vital that anyone considering driving for Uber has their own Uber PHV insurance in place. By connecting passengers with willing private hire Uber taxi drivers in cities like London, Leeds and Birmingham, the Uber app makes booking a taxi easy. Uber has completely changed how people use private hire taxis throughout the UK. ![]()
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